The right Personal Loan is determined by several factors. Interest rates are one of them. Other factors to look at would include an easy approval system/quick disbursals, processing charges, and so on. A Personal Loan through KABIA ensures that you can meet all your goals with ease. Be it the perfect wedding for yourself or your child, the complete renovation of your home or a fun-filled holiday. Avail a Personal Loan starting from Rs. 50,000 up to Rs. 40 Lakh with minimal documentation and attractive interest rates.
Looking for a Personal Loan online? Through KABIA we offer the most attractive interest rates and charges on Personal Loans.
**(Subject to change as per Lending institution’s discretion from time to time)
** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
| Rate of Interest | Starts from 10.50% | Repayment instruction / Instrument return charges | Rs.339/- per instance of dishonor of cheque /SI/ECS/NACH debit instruction + GST as applicable |
| Swap charges (Cheque/Instrument) | Rs.500/- per instance + GST as applicable | ||
| Penal Interest | @ 24% per annum i.e. 2% per month on the overdue installment. | ||
| Duplicate statement issuance charges | Rs.250/- per instance per set + GST as applicable. | ||
| Duplicate Amortization schedule issuance charges | Rs.250/- per instance per set + GST as applicable. | ||
| Credit Information Companies (CICs) Report Issuance Charges | Rs. 50/- per instance per set + GST as applicable. | ||
| No Dues Certificate generation charges (Duplicate) | Rs.50 per instance per set + GST as applicable. | ||
| Stamp Duty Charges | As per State Stamp Act | ||
| Foreclosure/Part payment Charges | Foreclosure/Part payment charges on loan outstanding: 5% for 0 to 12 months, 4% for 13 to 24 months, 3% for 25 to 36 months, 2% for greater than 36 months. |
**(Subject to change as per Lending institution’s discretion from time to time)
** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)
Our online personal loan services, provides you the flexibility to fulfill your personal/family's/short term needs like marriage/holiday trips etc. Apply for a personal loan online from the safety and convenience of your home or office
You get a need based personal loan or over draft facilities to suit your requirements
Once you avail a personal loan, you can access your personal loan account online. You can download account statements, interest certificates, request for personal loan disbursement and do much more.
With minimal documentation, applying personal loan through KABIA is quick and hassle free. Our personal loan experts are available to help you in your loan application process and offer you assistance every step of the way.
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