Vehicle insurance is an agreement between a Vehicle owner and the Vehicle insurance provider that offers protection for Vehicle  in the case of financial losses due to unforeseen events like accidents and natural calamities. This contract more often than not, is perceived as a piece of paper to be kept in the dashboard of the car and to be taken out only in case the traffic cops ever asks you for papers. But that’s not all! This paper financially protects your Vehicle in case of damage or loss through an accident. When you’re on the road, no matter how careful, there are chances that you might meet with an accident & you can end up with hefty repair bills.

Well, there are different kinds of Vehicle insurance such as third party insurance which protects you from financial implications when the insured car accidentally causes damage to third-party vehicle/property or injuries to a third-party or person. This third-party Vehicle insurance or liability only cover policy, does not cover damages caused to the insured Vehicle. In India, as per the Motor Vehicle Act, it is compulsory to have a valid third-party insurance policy if you want to take your Vehicle on the road.

Another type of Vehicle insurance policy is comprehensive Vehicle insurance policy that protects not only against any third-party liability but also against any financial damage to the Vehicle that may be caused due to accidents, theft, fire & natural disasters such as lightening, storm, flood, cyclone etc. or damages which are man-made like vandalism, riots etc. Not only that! You can also avail a Personal Accident Cover which will cover for injuries or God Forbid, any severe physical damage, incurred in an accident!

Once you buy online Vehicle insurance, you can choose between a third party Vehicle insurance or a comprehensive Vehicle insurance or even a stand-alone damage policy, as per your needs. KABIA offers a range of third-party and comprehensive Vehicle insurance policies online to help you choose the type of coverage and protection your Vehicle needs. You can further enhance the comprehensive Vehicle insurance coverage with 13 Vehicle insurance add-ons. Fill in your Vehicle details and check quote to find the Vehicle insurance policy that is ideal for your four-wheeler!

Third party rates are revised in accordance to IRDAI circular which came in force from 01/June/2022. Please click on link to check the attached circular of IRDAI.